Classic Car Auto Insurance: The Basics

Classic Car Auto Insurance: The Basics

Your classic car may be anything but basic, but you need to know the basics of classic car auto insurance to ensure your classic car is financially protected. 

You have put blood, sweat, and tears into restoring that classic car with the perfectly waxed finish and wheels so reflective you feel you may dirty it simply by staring. Your classic car requires the right amount of love from the auto insurance side of things, too.

There are specific requirements that a car must meet in order to be considered “classic”–at least through the lenses of insurance companies. Here are the basics on classic car auto insurance and your classic car.

What Defines a Classic Car?

Classic cars are generally those cars that were manufactured between 1940 and 1970. As with most things in life, there are exceptions. And these exceptions take model runs, company, and a few other factors into consideration.

What Defines an Antique Car?

The antique car is classified as those cars that were made before 1940. These classifications do not necessarily indicate whether your insurance will be more or less expensive because most of that depends on the quality and shape of your car.

Classic Car Restrictions

In order to receive the full benefits, you have to follow the insurance rules of the road. These restrictions can range from the requirement to trailer the car to shows; only allowed to drive the car in parades, Sundays, or Government holidays; and even apply to how you store your car.

Your classic car should be insured to protect it from the dangers of everyday life. Visit Lamburt Corporation Insurance for all of your antique and auto insurance needs in Stratford, Connecticut. Contact us today for the insurance you and your home needs and deserves.